Tradesman Insurance

These trades need much more than a standard, off-the-shelf insurance policy – they need insurance that’s built around their risks, quirks and priorities. Our online form simplifies everything, letting you build your policy from a set of cover options, then choose from a range of competitive quotes

Manual Workers –

Carpenters and joiners are at risk day in day out – using cutting machinery to wood dust and even splinters. As a business you would require insurance for the following:

Public liability insurance – you’ll need this to cover any compensation claims from the public, property owners or visitors to your premises.

Employers’ liability insurance – a legal requirement for any company with employees, including sub-contractors.

Cover for tools and materials.

Carrying tools and equipment from job to job, your van is a valuable workhorse. Whilst these policies can appear more expensive than your average car insurance quote, please remember you are on the road for a significant amount of time, will quite often be carrying tools and will be driving during the day. You can add extras like breakdown cover & protected no claims bonus.

Carpenters • Flooring contractors • Furniture restorers • Joiners • Plumbers etc

Cleaning services –

As a cleaner, you‘ll be coming into contact with the public, and therefore at risk of claims being made against you by third parties.

Public liability insurance – you’ll need this to cover any compensation claims from customers or the public.

Employers’ liability insurance – a legal must for anyone in the UK who has employees, including sub-contractors and temporary staff.

Van insurance – If you use a van to carry your equipment from job to job, you’ll need business van insurance.

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Cleaners • Domestic services • Floor cleaning • Window cleaning • Carpet Cleaning etc

Maintenance and repair –

Working on building sites, extensions or plants – the risks can vary enormously. When injuries do happen, they tend to be more serious than in other industries. You’re likely to need:

Public liability insurance – causing even minor injuries or property damage can now lead to major claims. Accidents happen – from broken panes of glass in a conservatory to a customer falling over your equipment. Public liability insurance could save you a fortune if things go wrong.

Employers’ liability insurance – by law, if you employ full or part-time staff, casual labour and some types of contractors, you need cover for work-related injury and illness. Fines can be as much as £2,500 a day for each day you’re not covered.

Cover for tools, materials or ongoing projects – buy employers’ or public liability insurance from Rightsure and you can add cover for your own tools and equipment, contract works and hired equipment.

Van insurance – When your van’s out of action, so is your business.

Alarm installers • Security Services • Damp proofing • Double glazing installers • Drain cleaners • Draught proofers • Furniture restorers • Loft insulators • Plasterers • Tilers etc

Business insurance – Part of your job is keeping your customers and employees safe, as well as managing the risks from paints, varnishes and solvents.

Public liability insurance – you’ll need this to cover any compensation claims from the public or property owners. Both personal injury and property damage are included.

Employers’ liability insurance – take on assistants, temporary workers or apprentices, and you’ll need employers’ liability insurance. A minimum of £5 million of cover is required by law.

Cover for tools, materials or ongoing projects – when you get an online quote for employers’ or public liability, you’ll also have the option to cover equipment, tools and projects.

Van insurance – Your van transports your work materials and acts as your mobile office. Make sure you stay on the road with the right cover

Interior decorators • Painters and decorators • Plasterers • Rendering etc

Plumbing and heating

Business Insurance – You never know what to expect from a plumbing job. From uncovering old lead piping to a simple mistake that causes damage to a client’s property – you’ll need cover for potential claims.

Public liability insurance – Causing even the most minor injuries or damage to somebody else’s property can now lead to major claims for compensation. With our public liability insurance you know you’re protected if accidents happen.

Employers’ liability insurance – Many plumbers are one-man bands – and proud of it. But if anybody ever works for your business – and that includes full and part-time staff, casual labour, some contractors or volunteers – you need to have employers’ liability insurance. It’s required by law.